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Randall S. Kroszner

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    2008 Financial Crisis and Regulatory Changes

    Former Federal Reserve, Treasury Department, and Securities and Exchange Commission officials talked about changes made to the nation’s financial system after the 2008…

    347 views
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    Federal Support for Financial Institutions

    Witnesses testified about use of the “Volker rule” to stop federally insured banks from making speculative investments for their own profit. Mr. Volker testified that…

    264 views
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    Consumer Credit Regulations

    The Board of Governors of the Federal Reserve System held an open meeting to discuss proposed amendments to consumer regulations affecting credit card accounts and overdraft…

    159 views
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    Improving Credit for Small Business

    The House Small Business Committee held a hearing titled “Review of Recent Federal Efforts to Improve Credit Conditions for Small Businesses.” The committee heard testimony from…

    357 views
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    Mortgage Lending Rules

    Federal Reserve Board held an open board meeting to issue new rules on mortgage lending, using its authorities under the Home Ownership and Equity Protection Act.

    307 views
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    Federal Reserve Board Meeting on Credit Cards

    Federal Reserve Board of Governors met to talk about consumer regulations to prohibit unfair or deceptive practices by banks and credit card companies.

    156 views
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    Mortgage and Housing Market Rescue Legislation, Day 1

    In the first day of the hearing, federal regulators, academics, and economists testified about draft legislation of the economic, mortgage and housing rescue plan announced the previous…

    178 views
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    Home Mortgage Lending

    The Federal Reserve Board discussed topics such as the Truth in Lending Act and the Home Ownership and Equity Protection Act.  br/ Cameras covered an entire Federal Reserve Board of…

    122 views
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    Mortgage Proposal Reaction

    Treasury Secretary Henry Paulson talked about the subprime mortgage crisis. He talked about the governmental interests in the development of a market-based solution. He said that…

    116 views
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    Affordable Housing

    Randall Kroszner talked about affordable housing in the current housing market. Topics included the subprime mortgage crisis and the role of the Federal Reserve. After his…

    67 views
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    Mortgage Lending Practices

    Witnesses from the financial industry and consumer advocates testified about the Mortgage Lending Act, H.R. 3915, which sets a minimum standard for borrowers' ability to repay mortgage…

    264 views
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    Financial Services Consumer Protection

    Witnesses testified about the future of federal consumer protection in the financial services sector in light of recent regulatory and judicial actions affecting the application of state…

    130 views
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    Financial Services Mergers Part 2

    Bank executives continued their testimony about proposed mergers. In a panel of consumer advocates, Mr. Nader cautioned that “consumers would make up the gap” if a…

    77 views