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Michael D. Calhoun

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  • Mortgage Lending Practices
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    Mortgage Lending Practices

    Witnesses from the financial industry and consumer advocates testified about the Mortgage Lending Act, H.R. 3915, which sets a minimum standard for borrowers' ability to repay mortgage loans. It contains consumer…

    513 views
  • Subprime Hybrid Mortgages
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    Subprime Hybrid Mortgages

    Witnesses testified about home ownership and current subprime mortgage practices and products affecting foreclosures. They also talked about proposed guidelines for non-traditional…

    260 views
  • emSubprime Mortgagesem
    Last Aired

    Subprime Mortgages

    Panel members talked about the future of subprime mortgages using Edward Gramlich’s book “Subprime Mortgages: America’s Latest Boom and Bust” as the point of conversation. They debated the…

    242 views
  • Payday Loans
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    Payday Loans

    The guests talked about the practice of “payday loans,” in which consumers are offered short-term loans which have the potential for high interest and fees. The Center for Responsible Lending describes…

    155 views