Videos

The Appraisal Subcommittee (ASC) held a second hearing on challenges facing the appraisal industry, including barriers for entering the profession and racial bias in home appraisals. The pan…

Housing and Urban Development Secretary Marcia Fudge, along with Consumer Financial Protection Bureau Director Rohit Chopra, joined other federal officials to examine bias in the home apprai…

Panelists discussed the government’s role in expanding consumers' access to credit. Topics included the complexities of the Federal Housing Administration, Fannie Mae, and Freddie Mac. Lauri…

Norbert Michel and Julia Gordon talked about the fifth anniversary of President Obama signing the Dodd-Frank Financial Reform and Consumer Protection Act on July 21, 2010. The law was an eff…

Witnesses testified on the financial health of Federal Housing Administration (FHA) and the government’s proper role in home mortgage finance.

Panelists argued the merits of using the “eminent domain” process to help distressed homeowners in which local governments buy homes worth less than their mortgages, and sell the homes back …

Carol Galante was the keynote speaker at a discussion on the fiscal health of the Federal Housing Authority (FHA). She used PowerPoint to explain a recent independent audit which showed that…

Panelists talked about efforts to regulate home mortgage foreclosures. They also answered questions from the audience.

Witnesses testified on the mortgage crisis focusing on questionable lending and foreclosure practices and ways to improve the administration of home loans.

Witnesses testified on investigations into the use of faulty foreclosure documents and potential regulation of mortgage practices. They also talked about processing mortgage foreclosures, co…

Witnesses testified about government and private sector responses to mortgage foreclosures and the sub-prime mortgage crisis. Among the topics they addressed were perceived failures in the O…

Witnesses testified about the current state of the U.S. mortgage system. Among the topics addressed in this three panel hearing were consumer protections against predatory lending practices,…

Witnesses representing the banking services industry and borrowers testified about home mortgage loan practices, aspects of business ethics related to mortgage service providers, and foreclo…

The hearing was held to investigate the role of mortgage servicing in the foreclosure crisis, focusing specifically on ongoing problems with loan modifications and the need for improvements …