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JoAnn M. Johnson

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  • State of the Banking Industry
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    State of the Banking Industry

    Witnesses testified about the state of U.S. credit and mortgage markets and efforts by the banking industry to address the current credit crisis. Among the topics they addressed were…

    183 views
  • State of the Banking Industry
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    State of the Banking Industry

    A hearing was held with the regulators of the banking industry to question them on their role in the economic downturn the United States was experiencing in March 2008. The hearing…

    231 views
  • Mortgage Lending Practices
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    Mortgage Lending Practices

    Witnesses from the financial industry and consumer advocates testified about the Mortgage Lending Act, H.R. 3915, which sets a minimum standard for borrowers' ability to repay mortgage loans. It contains consumer…

    460 views
  • Subprime Hybrid Mortgages
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    Subprime Hybrid Mortgages

    Witnesses testified about home ownership and current subprime mortgage practices and products affecting foreclosures. They also talked about proposed guidelines for non-traditional…

    232 views
  • Project Restore Hope
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    Project Restore Hope

    Ms. Johnson and other governmental officials announced “Project Restore HOPE,” an initiative focusing on economic triage and empowerment for those affected and displaced by Hurricane…

    211 views
  • Regulation of Financial Institutions
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    Regulation of Financial Institutions

    Witnesses testified about banking regulatory relief reform proposals, agency comments on legislation, FDIC-supported industry consensus items, multi-state bank branches, regulatory relief…

    103 views
  • Financial Literacy
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    Financial Literacy

    Operation HOPE officially launched a national financial literacy campaign, “Banking on Our Future Across America,” for inner city youth with a panel discussion on personal financial issues and the…

    93 views