Filter by

Michael D. Calhoun

Videos

Sorted by Most Recent Airing
Showing 1 - of 22 Show 22
  • GovernmentSponsored Enterprises Panel 2
    Last Aired

    Government-Sponsored Enterprises, Panel 2

    The Urban Institute hosted a discussion on government-sponsored enterprises, known as GSEs. This panel focused on how the credit risk of Fannie Mae and Freddie Mac can be more widely…

    155 views
  • Washington Journal Michael Calhoun on Pay Day Lending
    Last Aired

    Payday Lending

    Michael Calhoun talked about the payday lending industry and its regulation. He discussed the uses and abuses of various quick loans and how they can negatively effect borrowers by…

    383 views
  • Changes to Fannie Mae and Freddie Mac
    Last Aired

    Changes to Fannie Mae and Freddie Mac

    Mel Watt talked about managing Fannie Mae and Freddie Mac and the 2014 strategic plan for their conservatorship. He said that the Federal Housing Finance Agency would stay out of the…

    1,011 views
  • House Subcommittee Hearing on the Qualified Mortgage Rule
    Last Aired

    Home Mortgage Rules

    Representatives from home buyer associations and lender groups testified on the “ability to pay” rule mandated by the 2010 Dodd-Frank financial regulations law. The intent of the rule was…

    531 views
  • Mortgage Policy
    Last Aired

    Mortgage Policy

    The Consumer Financial Protection Bureau (CFPB) held a field hearing on mortgage policy with consumer groups, industry stakeholders, and financial experts. CFPB Director Richard Cordray unveiled the new CFPB…

    465 views
  • Consumer Credit Access Panel 2
    Last Aired

    Consumer Credit Access, Panel 2

    Financial industry representatives testified on consumer credit access issues related to the regulatory power of the Consumer Financial Protection Bureau (CFPB). Subcommittee members raised…

    122 views
  • Foreclosure Prevention
    Last Aired

    Foreclosure Prevention

    Panelists talked about foreclosure prevention and home ownership preservation for veterans. They also outlined the impact of the recent foreclosure settlement between state attorneys…

    226 views
  • Consumer Financial Protection
    Last Aired

    Consumer Financial Protection

    Witnesses testified about the proposed work and structure of the new Consumer Financial Protection Bureau (CFPB) created as part of the Dodd-Frank financial regulations law. They talked…

    267 views
  • Mortgage Servicing and Foreclosure Prevention
    Last Aired

    Mortgage Servicing and Foreclosure Prevention

    Two House Financial Services subcommittees held a joint hearing on mortgage servicing and foreclosure mitigation practices. Members discussed the role of federal regulators in the ongoing…

    485 views
  • Federal Housing Policy
    Last Aired

    Federal Housing Policy

    Participants spoke about the state of the housing industry, proposed new federal regulations for mortgage lending institutions, and minority home ownership. They also responded to questions…

    View in Congressional Chronicle244 views
  • Bank Overdraft Fees
    Last Aired

    Bank Overdraft Fees

    Witnesses testified about consumer overdraft fees levied by banks and possible regulation of banks. One proposal would require banks to notify consumers and allow for cancellation of…

    193 views
  • Government Consumer Mortgage Loan Proposals
    Last Aired

    Government Consumer Mortgage Loan Proposals

    Panelists spoke about proposed mortgage and lending regulations. They also talked about the many reports of mortgage broker and lender abuses against borrowers which led Congressional…

    33 views
  • Promoting Bank Liquidity and Lending
    Last Aired

    Promoting Bank Liquidity and Lending

    Witnesses testified about the state of the U.S. banking industry and federal programs to increase lending by banks. Among the topics they addressed were mortgage lending, bankruptcy laws,…

    348 views
  • Role of Government in Home Ownership
    Last Aired

    Role of Government in Home Ownership

    Barry Zigas moderated the third panel of the Consumer Federation of America annual conference on financial services, titled “Sustainable Homeownership: Future Role of Government.” Phillip Bracken,…

    73 views
  • Housing Industry and Bankruptcy Laws
    Last Aired

    Housing Industry and Bankruptcy Laws

    Witnesses testified about a bill to help homeowners by giving bankruptcy courts the authority to adjust interest rates on mortgages for primary residences. Among the issues they addressed…

    604 views
  • Home Mortgage Finance Industry Panel 2
    Last Aired

    Home Mortgage Finance Industry, Panel 2

    The second panel of a conference on mortgage financing following recent turmoil in financial and credit markets focused on long-term housing and banking policies beyond emergency federal…

    49 views
  • Mortgage Lending Practices
    Last Aired

    Mortgage Lending Practices

    Witnesses from the financial industry and consumer advocates testified about the Mortgage Lending Act, H.R. 3915, which sets a minimum standard for borrowers' ability to repay mortgage loans. It contains consumer…

    522 views
  • emSubprime Mortgagesem
    Last Aired

    Subprime Mortgages

    Panel members talked about the future of subprime mortgages using Edward Gramlich’s book “Subprime Mortgages: America’s Latest Boom and Bust” as the point of conversation. They debated the…

    243 views
  • Subprime Hybrid Mortgages
    Last Aired

    Subprime Hybrid Mortgages

    Witnesses testified about home ownership and current subprime mortgage practices and products affecting foreclosures. They also talked about proposed guidelines for non-traditional…

    260 views
  • Payday Loans
    Last Aired

    Payday Loans

    The guests talked about the practice of “payday loans,” in which consumers are offered short-term loans which have the potential for high interest and fees. The Center for Responsible Lending describes…

    156 views
  • Load 20 More