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Randall S. Kroszner

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  • National Association for Business Economics Conference Monetary Outlook
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    National Association for Business Economics Conference, Monetary Outlook

    Panelists talked about the monetary policies that had helped and hindered economic growth in recent years. They focused on the tacks federal officials might take in the coming months to stimulate further…

    221 views
  • 2008 Financial Crisis and Regulatory Changes
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    2008 Financial Crisis and Regulatory Changes

    Former Federal Reserve, Treasury Department, and Securities and Exchange Commission officials talked about changes made to the nation’s financial system after the 2008 crisis. Former Senator Chris Dodd (D-CT), one of…

    386 views
  • Federal Support for Financial Institutions
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    Federal Support for Financial Institutions

    Witnesses testified about use of the “Volker rule” to stop federally insured banks from making speculative investments for their own profit. Mr. Volker testified that regulators must…

    226 views
  • Consumer Credit Regulations
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    Consumer Credit Regulations

    The Board of Governors of the Federal Reserve System held an open meeting to discuss proposed amendments to consumer regulations affecting credit card accounts and overdraft services. The…

    114 views
  • Improving Credit for Small Business
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    Improving Credit for Small Business

    The House Small Business Committee held a hearing titled “Review of Recent Federal Efforts to Improve Credit Conditions for Small Businesses.” The committee heard testimony from officials of the…

    222 views
  • Mortgage Lending Rules
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    Mortgage Lending Rules

    Federal Reserve Board held an open board meeting to issue new rules on mortgage lending, using its authorities under the Home Ownership and Equity Protection Act.

    380 views
  • Federal Reserve Board Meeting on Credit Cards
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    Federal Reserve Board Meeting on Credit Cards

    Federal Reserve Board of Governors met to talk about consumer regulations to prohibit unfair or deceptive practices by banks and credit card companies.

    96 views
  • Mortgage and Housing Market Rescue Legislation Day 1
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    Mortgage and Housing Market Rescue Legislation, Day 1

    In the first day of the hearing, federal regulators, academics, and economists testified about draft legislation of the economic, mortgage and housing rescue plan announced the previous…

    168 views
  • Home Mortgage Lending
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    Home Mortgage Lending

    The Federal Reserve Board discussed topics such as the Truth in Lending Act and the Home Ownership and Equity Protection Act. Cameras covered an entire Federal Reserve Board of Governors'…

    71 views
  • Mortgage Proposal Reaction
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    Mortgage Proposal Reaction

    Treasury Secretary Henry Paulson talked about the subprime mortgage crisis. He talked about the governmental interests in the development of a market-based solution. He said that mortgage…

    125 views
  • Affordable Housing
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    Affordable Housing

    Randall Kroszner talked about affordable housing in the current housing market. Topics included the subprime mortgage crisis and the role of the Federal Reserve. After his presentation…

    24 views
  • Mortgage Lending Practices
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    Mortgage Lending Practices

    Witnesses from the financial industry and consumer advocates testified about the Mortgage Lending Act, H.R. 3915, which sets a minimum standard for borrowers' ability to repay mortgage loans. It contains consumer…

    246 views
  • Financial Services Consumer Protection
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    Financial Services Consumer Protection

    Witnesses testified about the future of federal consumer protection in the financial services sector in light of recent regulatory and judicial actions affecting the application of state…

    79 views
  • Financial Services Mergers Part 2
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    Financial Services Mergers Part 2

    Bank executives continued their testimony about proposed mergers. In a panel of consumer advocates, Mr. Nader cautioned that “consumers would make up the gap” if a huge bank failed. Other…

    41 views