Termination of Individual Health Insurance

A hearing was held on the insurance company practice of “post-claims underwriting” (also known as "rescission"), where an individual health… read more

Termination of Individual Health Insurance A hearing was held on the insurance company practice of “post-claims underwriting” (also known as "rescission"), where an individual health insurance policy is canceled and the premiums returned after a policyholder submits expensive claims, leaving the policyholder with the bills as if they were never insured. Members of the first panel consisted of a couple whose insurance policy had been canceled, and California and Connecticut state managed health care officials who have investigated rescission claims. An official for CMS (Centers for Medicare and Medicaid Services), which administers HIPAA (Health Insurance Portability and Accountability Act) compliance, testified in the second panel. HIPAA guarantees that consumers may renew individual health policies as long as no fraud or misrepresentation has occurred. The official stated that CMS has never taken action against insurers for rescission because no specific cases have been referred to the center. An attorney for American’s Health Insurance Plans spoke on the third panel. close

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Termination of Individual Health Insurance

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Program ID:
206459-1
Category:
House Committee
Format:
House Committee
Location:
Washington, District of Columbia, United States
First Aired:
Aug 12, 2008 | 9:16pm EDT | C-SPAN 2
Last Aired:
Aug 15, 2008 | 4:36pm EDT | C-SPAN 2

Airing Details

  • Aug 12, 2008 | 9:16pm EDT | C-SPAN 2
  • Aug 13, 2008 | 2:02am EDT | C-SPAN 2
  • Aug 15, 2008 | 5:53am EDT | C-SPAN 2
  • Aug 15, 2008 | 6:10am EDT | C-SPAN 2
  • Aug 15, 2008 | 4:19pm EDT | C-SPAN 2
  • Aug 15, 2008 | 4:36pm EDT | C-SPAN 2
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